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General money saving strategies

• Reduce costs via discounts, sales, offers, bargains
• Consider cheaper alternatives
• Reduce/eliminate expenses

Below are some money saving tips

Food

• Consider having meals at neighborhood food stalls and food centres rather than restaurants
• Have breakfast at home, e.g. oatmeal, bread, partridge with leftover dishes
• Increase number of days you prepare your own dinner, e.g. one dish meal

Transportation

• If your destination is not accessible via public transport, use public transport to reach a place closed to your final destination, then take a taxi/cab
• If you have small children, consider smaller car
• If you do not have small children, consider replacing your car with train/bus and taxi/cab
• Combining trips as much as possible

Vacation

• Check out deals at travel fairs
• Take vacation at destination served by budget airlines
• Plan your vacation as early as possible
• Have vacation in your home country

At Home

• Buy energy saving home appliances when you have the opportunity
• Set temperature setting of your air-conditioner to higher value than usual when it is hot outside and do the reverse when it is cold outside
• Have family activities in the same place as often as possible to avoid turning on lights and air-conditioners in more than one place
• Wash food produces in a container and use the water for other purposes

At Work

• Share a car/taxi with your colleague
• Turn off lights, computers for weekend/holiday
• Bring your own instant coffee if coffee is not provided
• Persuade your employer to increase number of telecommuting days

Finance

• Pay off your credit card bills promptly
• Pay extra month for your mortgage whenever it is possible
• Learn to be your own personal finance expert

Health

• Exercise regularly
• Eliminate bad habits immediatlely
• Be hygienic
• Have regular health screening

Shopping

• Delay shopping trip as long as possible
• Combine a few shopping trips to one
• You must stick to your shopping list, no exception
• Buy in bulk, singles can split bulk purchase with neighbors
• Buy generic brands

Misc

• Cool down in shopping malls or libraries before going home

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Money saving tips in Singapore